Building a proprietary credit underwriting engine that gives lenders more confidence and borrowers a greater chance at working together.
Using a combination of propriety data sets gathered from our own subsidiaries, data points correlating to behavioural changes and unique risk modelling,
IAMXO Technologies LLP
“Financiers have found that alternative credit scoring is more successful in assessing an individual borrowers risk versus traditional static credit bureau data.“
A recipe of predictive modelling and machine learning to better identify the customer.
Real-time financial insights to help customers achieve financial goals
Thin credit files and new to bank customers (migrants) have often not got the same access to finance.
Helping individuals who have been through financial stress to find credit and move forward.