To Rent or Buy?
Owning your own property is normally very high up on the list of things people want to achieve in their life. However, depending on your financial goals and what stage of life you’re at, what you hope to achieve with property will likely differ quite considerably. For first home buyers, the biggest question is […]
Upfront Costs New Homebuyers Forget
Buying a home is typically the most expensive purchase you’re ever going to make. The thing that makes property a powerful investment is that you can borrow a large portion of that cost from a bank. However, there are still a number of other costs that homebuyers need to be aware of before they start […]
Why do people refinance?
In years gone by, homebuyers would stick with the same bank for the life of their home loan. While this might be an easier option, you will likely end up paying far more in interest than you otherwise would, if you found a more competitive interest rate. There are many reasons that people […]
How Much Can I Borrow with a Guarantor?
As house prices continue to rise across the country, getting into a new home can be tricky for first home buyers. Fortunately, if you’re able to get the help of a guarantor, it might mean you can get into a home of your own sooner rather than later. A guarantor is normally a close […]
How to fast-track your home loan application
One of the biggest mistakes new home buyers make is not having their finances organised prior to starting their search for a property. Many people assume that if one has a good income, a home loan is simple to get. Unfortunately, there are a number of steps in the process, and it often takes […]
4 options to get on the property ladder sooner
While it would be nice if we could all go out and buy our dream home today, the reality is that it usually takes time to achieve our goals. The good thing is that even if you can’t quite afford your dream home right now, there are still other options to get onto the property […]
How to Boost Your Borrowing Capacity
If you’re in the market for a property, it’s vital that you maximise your borrowing capacity in the eyes of a lender. Fortunately, there are some quick and easy ways you can do that: Remove any unused credit cards. Lenders assess your overall credit card limit as if it is maxed out. If you’re […]
Why do people refinance?
In years gone by, homebuyers would stick with the same bank for the life of their home loan. While this might be an easier option, you will likely end up paying far more in interest than you otherwise would, if you found a more competitive interest rate. There are many reasons that people regularly refinance […]
How You Can Manage Your Debt to Buy a Home
By Elena Stewart on behalf of IAMXO Ideally, you want to buy a home without any substantial debt following you around. But for many people, that’s not a reality. Consumer debt, student loans, car loans, and other types of debt can easily add up to a big number. But don’t worry—you don’t […]
Sana expands their ecosystem – Verimark
With the added pressures put on retailers in Australia due to COVID-19 restrictions, we at Sana understand the need to assist the industry to stay afloat and to prosper in these difficult times. “We have seen many gyms, beauty services, restauranteurs and retailers, pivoting to adjust their business model to operate during lockdown. For a […]