Buying your first house
There are few bigger milestones in life than the purchase of your first home. While it is certainly an exciting process there are a number of considerations you’ll need to take into account before you can begin your journey. Most first home buyers will be looking at using finance to buy a property, and […]
Sana’s advantages of rentvesting in 2022
With house prices seeing record gains in 2021, getting into a home can be difficult – especially if you live in a city like Sydney, Melbourne, or Canberra where the median house price is above $1 million. However, if you want to find a way into the property market, for many people rentvesting can […]
5 Ways to Pay Off Your Mortgage Sooner
When buying a home, to live in or as an investment, most people will have the goal of eventually paying it off. A 30-year loan might seem like a long time to be making repayments, but you won’t be stuck paying interest if you’re able to pay it off sooner. Here are five […]
5 Ways to Save Money on Your Home Loan
One of the most common new year’s resolutions is to try and save money. One of the easiest ways to save money is to take a look at your home loan and find some creative ways to cut down on your repayments. Fortunately, there are a number of different things you can do with your […]
4 Things to Do to Improve Your Credit Score
If you’re setting the goal of purchasing a home in the coming year, it might be time to start getting your financials in order ahead of time. One of the most important and often overlooked steps is to make sure you have a solid credit score. A credit score is a number that represents […]
To Rent or Buy?
Owning your own property is normally very high up on the list of things people want to achieve in their life. However, depending on your financial goals and what stage of life you’re at, what you hope to achieve with property will likely differ quite considerably. For first home buyers, the biggest question is […]
Upfront Costs New Homebuyers Forget
Buying a home is typically the most expensive purchase you’re ever going to make. The thing that makes property a powerful investment is that you can borrow a large portion of that cost from a bank. However, there are still a number of other costs that homebuyers need to be aware of before they start […]
Why do people refinance?
In years gone by, homebuyers would stick with the same bank for the life of their home loan. While this might be an easier option, you will likely end up paying far more in interest than you otherwise would, if you found a more competitive interest rate. There are many reasons that people […]
How Much Can I Borrow with a Guarantor?
As house prices continue to rise across the country, getting into a new home can be tricky for first home buyers. Fortunately, if you’re able to get the help of a guarantor, it might mean you can get into a home of your own sooner rather than later. A guarantor is normally a close […]
How to fast-track your home loan application
One of the biggest mistakes new home buyers make is not having their finances organised prior to starting their search for a property. Many people assume that if one has a good income, a home loan is simple to get. Unfortunately, there are a number of steps in the process, and it often takes […]