5 Ways to Save Money on Your Home Loan
One of the most common new year’s resolutions is to try and save money. One of the easiest ways to save money is to take a look at your home loan and find some creative ways to cut down on your repayments. Fortunately, there are a number of different things you can do with your […]
House prices to increase in 2022
After a stellar 12 months where property prices rose 22.1 per cent across the country, the momentum is expected to continue into 2022. The latest PropTrack Property Market Outlook 2022 from REA notes that some capital cities could see growth as high as 12 per cent, giving homeowners more gains to look forward to. […]
How Much Can I Borrow with a Guarantor?
As house prices continue to rise across the country, getting into a new home can be tricky for first home buyers. Fortunately, if you’re able to get the help of a guarantor, it might mean you can get into a home of your own sooner rather than later. A guarantor is normally a close […]
4 options to get on the property ladder sooner
While it would be nice if we could all go out and buy our dream home today, the reality is that it usually takes time to achieve our goals. The good thing is that even if you can’t quite afford your dream home right now, there are still other options to get onto the property […]
How to Boost Your Borrowing Capacity
If you’re in the market for a property, it’s vital that you maximise your borrowing capacity in the eyes of a lender. Fortunately, there are some quick and easy ways you can do that: Remove any unused credit cards. Lenders assess your overall credit card limit as if it is maxed out. If you’re […]
How You Can Manage Your Debt to Buy a Home
By Elena Stewart on behalf of IAMXO Ideally, you want to buy a home without any substantial debt following you around. But for many people, that’s not a reality. Consumer debt, student loans, car loans, and other types of debt can easily add up to a big number. But don’t worry—you don’t […]
Things to Avoid After Getting Pre-Approved
One of the most important steps of the home buying process is getting pre-approved for finance early on. Getting pre-approved gives you the confidence that if you put in an offer on a home, you’re going to be able to secure the loan to make the transaction happen. It also gives you a very clear […]
How to Get a Lower Interest Rate on Your Home Loan.
In the current economic climate, low interest rates are not just a bonus… They are expected. Fortunately, if you are working with a mortgage broker, they will be able to help you get the very best deal you can. That will mean you will be receiving the very best interest rates on your home […]